Exhausted accounts receivable, entrepreneurs beset desperate to their debtors looking for a way to obtain liquidity. However, alien to many and uncertain for others, financial factoring, factoring or discounting of invoices for cash, could become an alternative injection, which can help heal the sad financial statements and provide greater dynamism and liquidity to the companies. While in many countries of the region is an activity that is gaining greater, in others, still stands as an activity in its infancy and surrounded by damages. According to several consultants, there is still the idea that customers come to the discount of bills because they are in a bad financial situation, when in reality it’s an activity that could increase the company’s profitability. The client can be in an excellent financial situation but need, for purposes of opportunity, do good business and fast. The reason of time is very important and in finance time translates into a cost. In some countries, lack of access to bank credit represents a serious problem for enterprises, especially medium-sized and small, many of which have very good customers, reason by which the factoring comes to meet this need the bad financial one of the serious problems that enterprises face is that sometimes your clients slow is to pay your billswhich creates a lack of dynamism and growth companies that watertight them. Many companies have many accounts receivable very good, removing them liquidity for the operation of its business there are companies that have an excellent portfolio, but which by the same company’s internal processes have their periods of payment of thirty, sixty, and up to ninety days.

Even though they may exist excellent buyers or excellent sellers, often have very bad financial, who do not know charge or do not know to create attractive credit plans for customers. In its infancy the factoring activity has been becoming increasingly more strength in Latin America and the region. In Panama There are approximately 10 financial factoring enterprises and 40 exist in Costa Rica. Factoring in the world will have more than doubled in the last ten years and even many banks have whole departments of factoring. Factoring is a financial feature that protects the functioning of the economic life of companies. If these in Cali or Bogota and you have invoices that you can negotiate, you get very good alternatives in Factoring Colombia or factoring Cali. These alternatives allow to obtain liquidity and make possible an urgent cash to be able to continue creating economic advantages in the market.